American Express Gold Charge Card

Card Details

American Express Gold Charge Card
Issuer
American Express
Card type
Milestone
Joining fee
₹1,000 + GST
Annual fee
₹4,500 + GST
Rewards currency
Membership Rewards Points
Forex markup
3.5%
Our Rating
3.5

Highlights

  • 4,000 Bonus Welcome Points
  • 1,000 Bonus Points on Monthly Milestone of 6 Transactions of ₹1,000 Each

Welcome, annual & renewal benefits

  • Joining Fee: ₹1,000 + GST.
  • Annual Fee: ₹4,500 + GST.
  • Welcome Benefit: 4,000 Bonus Membership Rewards Points on spending ₹10,000 in first 90 days.

Reward earning

Spend typeEarn rate
Regular Spends1 MR Point / ₹50
Reward Multiplier5 MR Point / ₹50
  • Monthly Bonus: 1,000 Bonus Points on completing 6 transactions of ₹1,000 each in a month.

24K & 18K Redemption Benefits

24,000 MR points / 24 Karat Gold Collection: (you can choose any of them):

  • Taj voucher worth ₹14,000
  • Shoppers Stop voucher worth ₹10,000
  • Tata Cliq voucher worth ₹9,000
  • Tanishq voucher worth ₹9,000
  • Amazon voucher worth ₹8,000
  • Flipkart voucher worth ₹8,000
  • Reliance Digital voucher worth ₹8,000

.

18,000 MR points / 18 Karat Gold Collection: (you can choose any of them)

  • Taj voucher worth ₹9,000
  • Shoppers Stop voucher worth ₹7,000
  • Tata Cliq voucher worth ₹7,000
  • Myntra voucher worth ₹7,000
  • Amazon voucher worth ₹8,000
  • Flipkart voucher worth ₹6,000
  • Reliance Digital voucher worth ₹6,000

Dining & Travel

  • Up to 20% discount on dining at select partner restaurants.
  • Fuel surcharge waiver at HPCL pumps (up to ₹5,000 transaction).

Eligibility

  • Annual Income greater than ₹6,00,000

Review

This card mostly makes sense as part of Amex Trifecta. When you look at the card on standalone basis, it is a bit expensive for the benefits it offers. There is no renwal fee waiver and you are at mercy of goodwill of Amex to provide you with any concessions.

Apply now

Apply Now

Application handled by American Express.