American Express Platinum Charge Card

Card Details

Issuer: American Express
Card type: Travel, Luxury
Joining fee: ₹66,000 + GST
Annual fee: ₹66,000 + GST
Rewards currency: Membership Rewards Points
Forex markup: 3.5%

Our Rating

4.8

Highlights

Unlimited Global Lounge Access
Elite Status with Marriott, Hilton and other Hotel Partners.
3X Points on Overseas Spends

Annual & Renewal Fee

Joining Fee: ₹66,000 + GST.
Annual Fee: ₹66,000 + GST.

Annual & Renewal Benefits

Welcome Benefits on American Express Platinum Charge Card keeps on changing. Some of the offers available in the past include:

Taj Vouchers worth ₹60,000.
1,25,00 Bonus points.
1,50,00 Bonus points.

Renewal Benefit : Vouchers from Taj Hotels, Reliance Brands Limited and Postcard Hotels & Resorts worth up to ₹35,000

Reward earning

Spend type	Earn rate
Domestic Spends	1 MR Point / ₹40
International Spends	3 MR Points / ₹40
Reward Multiplier	5 MR Points / ₹40
Fuel Spends	5 MR Points / ₹100
Rewards Xcelerator	10x or 20x at select partners

Points never expire.
Rewards Xcelerator brands include Dyson, Air India, Bvalgari, Kama Ayurveda and many more.

Luxurious Benefits

Taj Epicure(Without free stay).
Marriott Bonvoy Gold Elite Status.
Hertz Gold Plus Rewards.
Radisson Rewards Premium Status
Hilton Honors Gold Status
ALL ACCOR+ EXPLORER (Without free stay).
I Prefer - Titanium membership
The Postcard Sunshine Club, Platinum Tier
Ace by Times Prime Membership

Lounge and Golf Access

Unlimited complimentary domestic lounge access to partner lounges in India.
Unlimited access to American Express Centurion Lounges globally.
Unlimited Priority Pass access for primary and supplementary cardholders.
Access to Delta SkyClubs and other partner lounges.
Complimentary Access to Premium Domestic and International Golf Courses

Exclusive Platinum Benefits

Enjoy exclusive deals on some of the world’s finest airlines like Air India, Etihad, Qatar Airways, Virgin Atlantic, Air France, KLM, Lufthansa, United Airlines and more.
At Select 5-star properties get Room upgrades, daily breakfast for two, WiFi or a special amenity at each property worth US$100.The hotels included are The Ritz- Carlton, The Vanderbilt, Hyatt, Hilton and many more.
50% off on Suites at Oberoi Hotels and Resorts.
Additional complimentary* night when you book two or more nights for a club room or suite at The LaLiT in India.

Eligibility

For Salaried Individuals: Annual Income greater than ₹25,00,000
For Self-Employed Individuals: Annual Income greater than ₹15,00,000

Review

The gold standard for luxury travel cards. If you like to travel in luxury, this card offers unparalleled benefits. You get elite status with multiple hotel chains, unlimited lounge access, and a host of exclusive privileges. The welcome and renewal benefits are also very generous, often including high-value vouchers and bonus points.

Checkout all the Reward Xcelerator brands and if you shop on these brands regularly, this is an absolute gem of a card for you.

Most Individuals take this card when good welcome benefits are available and close it after 1 Year of use. American Express does not peanalize for closing charge cards so you can easily close it after getting the welcome benefits and open it again when there are good welcome benefits available.