American Express Platinum Reserve Credit Card

Card Details

Issuer: American Express
Card type: Lifestyle
Joining fee: ₹10,000 + GST
Annual fee: ₹10,000 + GST
Rewards currency: Membership Rewards Points
Forex markup: 3.5%

Our Rating

3.5

Highlights

11,000 Bonus Membership Rewards Points on Spending ₹30,000 Within 90 Days of Card setup
Complimentary Priority Accor+ Explorer and Taj Epicure Membership(Both memberships exclude free stay)
12 Domestic Lounge Visits per year

Welcome, annual & renewal benefits

Joining Fee: ₹10,000 + GST.
Annual Fee: ₹10,000 + GST.
Welcome Benefit: 11,000 Bonus Membership Rewards Points on payment of joining fee and spending 30,000 within 90 days.
Annual Fee Waiver on spends of ₹10,00,000 in a year.

Reward earning

Spend type	Earn rate
General Spends	1 MR Point / ₹50
Amex Reward Multiplier	3 MR / ₹50

Milestone Benefit: BookMyShow vouchers worth ₹1,000 on monthly spends of ₹50,000.

Additional Benefits

Complimentary Priority Accor+ Explorer and Taj Epicure Membership(Both memberships exclude free stay).
Complimentary EazyDiner Prime Membership.
2 complimentary rounds of golf per month at premium courses.
No fuel surcharge is applicable at HPCL fuel stations for transactions of up to Rs. 5,000

Lounge Access

12 complimentary domestic lounge visits per year (max 3 per quarter).
Complimentary Priority Pass membership with 2 free international visits per year.

Eligibility

Annual Income greater than ₹6,00,000

Review

A lifestyle-focused card that provides complimentary membership to Taj Epicure and All Explorer+. Please note that both the meberships exclude any free night stay so not worth that much. Base reward rate are similar to American Express Platinum Travel for double the Fee. Milestone benefits are also not as attractive as Platinum Travel.

We think that American Express Platinum Travel is still the better card even after devaluation.