American Express SmartEarn Credit Card
Card Details
Card Details
- Issuer
- American Express
- Card type
- Shopping
- Joining fee
- ₹495 + GST
- Annual fee
- ₹495 + GST
- Rewards currency
- Membership Rewards Points
- Forex markup
- 3.5%
Our Rating
4.0
Highlights
Highlights
- 10X Points on Zomato, Nyka, BookMyShow & other partners
- 5X Membership Rewards on Amazon
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹495 + GST.
- Annual Fee waived on spends of ₹40,000 in a year.
- Welcome Benefit: ₹500 Cashback on spending ₹10,000 in first 90 days.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| BookMyShow, Uber, Zomato and other 10x partners | 10 MR Points / ₹50 |
| Amazon and other 5x partners | 5 MR Points / ₹50 |
| Other Spends | 1 MR Point / ₹50 |
- Accelerated points are capped (e.g., 500 Points/month for 10X category).
Eligibility
Eligibility
- Annual Income greater than ₹4,50,000
Review
Review
The most affordable way to enter the Amex ecosystem. If you are looking for an entry-level card that you are going to use for online shopping on popular brands like Amazon then this is a great card for you.