AU Spont Credit Card
Card Details
Card Details
- Issuer
- AU Small Finance Bank
- Card type
- Entry-level
- Joining fee
- ₹299 + GST
- Annual fee
- ₹299 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 1% cashback on UPI and on eComm/POS/contactless spends
- Airport lounge: up to 2 visits on ₹20,000 quarterly spend eligibility
- Railway lounge: 2/quarter
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹299 + GST.
Reward earning
Reward earning
| Spend type | Benefit |
|---|---|
| UPI spends | 1% cashback |
| eComm, POS & contactless spends | 1% cashback |
- Cashback cap: up to ₹500 per statement cycle.
- No cashback on fuel, rent, cash withdrawals, EMIs & insurance spends.
Additional Benefits
Additional Benefits
- Coins: 5 coins on each UPI transaction via AU 0101 app, 500 coins on first AU 0101 app transaction. Coins redeemable at AU Rewardz.
- Airport lounge: up to 2 complimentary visits on ₹20,000 quarterly spend eligibility.
- Railway lounge: 2 complimentary visits per quarter (8/year).
Review
Review
This can be decent first card for you but nothing more. Reward rates are low although it is an entry level card.