AU Bank Traverse Credit Card

Card Details

AU Bank Traverse Credit Card
Issuer
AU Small Finance Bank
Card type
Premium
Joining fee
₹4,999 + GST
Annual fee
₹4,999 + GST
Rewards currency
Reward Points

Highlights

  • Designed for NRIs
  • Welcome: MakeMyTrip voucher worth ₹5,000 on activation within 30 days
  • Low forex markup: 0.99%
  • Annual fee waiver on ₹6 Lakhs spend

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹4,999 + GST.
  • Welcome benefit: MakeMyTrip voucher worth ₹5,000 on activation within 30 days of issuance.
  • Annual fee waiver on spending ₹6,00,000 or more in a year.

Reward earning

Spend typeEarn rate
International Spends4 Reward Points / ₹100
Domestic Spends2 Reward Points / ₹100
Utility & Insurance1 Reward Point / ₹100
  • 1 RP = ₹0.25.
  • Forex markup: 0.99%.

Additional Benefits

  • Low forex markup: 0.99%.
  • Complimentary domestic & international lounge access (domestic lounge requires ₹20,000 quarterly spend).
  • Includes airport spa and Meet & Assist services.
  • No cash advance charges.

Review

Reward rates are not good enough for the fee you pay. Better to skip this one.