AU Zenith+ Credit Card

Card Details

AU Bank Zenith+ Metal Credit Card
Issuer
AU Small Finance Bank
Card type
Premium
Joining fee
₹4,999 + GST
Annual fee
₹4,999 + GST
Rewards currency
Reward Points

Highlights

  • Welcome benefit worth ₹5,000 (luxury vouchers or 5,000 RPs)
  • 2 RPs/₹100 on travel, dining & international spends and 1 RP/₹100 elsewhere
  • 16 domestic + 16 international lounge visits per year
  • Low forex markup of 0.99%

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹4,999 + GST.
  • Welcome Benefit: Luxury vouchers worth ₹5,000 (Taj/Tata CLiQ/Michael Kors etc.) OR 5,000 Reward Points on activation.
  • Annual fee waiver on spends of ₹8 Lakhs in the card anniversary year.

Reward earning

Spend typeEarn rate
Travel, Dining & International spends2 Reward Points / ₹100
All other spends1 Reward Point / ₹100
  • Reward redemption fee: ₹99 + GST
  • 1 RP = ₹1

Milestone Benefits

  • Bonus 1,000 RPs on spending ₹75,000 or more in a month.
  • Complimentary Taj Epicure Membership on spending ₹12 Lakhs in the card anniversary year.

Additional Benefits

  • Domestic lounge access: 4 per quarter (16/year).
  • International lounge access: 16 per year.
  • Movies: 16 BOGO tickets per year (max 4 per quarter).
  • Golf: 8 complimentary golf lessons per year (max 2 per quarter).
  • Forex markup: 0.99%.

Review

AU Zenith+ is a good card. Your Joining fee is covered by welcome benefit and renewal fee waiver is also doable. Good amount of Lounge access and movie benefits. Reward rate for the card is not great considering this is a premium offering.

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