Axis Bank Rewards Credit Card

Card Details

Axis Bank Rewards Credit Card
Issuer
Axis Bank
Card type
Lifestyle
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
Rewards currency
EDGE Reward Points

Highlights

  • 30% off on Swiggy
  • Bonus Points on Monthly Milestone
  • 2 Lounge Visits per Quarter

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹1,000 + GST.
  • Annual Fee waived on spends of ₹2 Lakhs in a year.
  • Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on net spend of ₹1,000 in first 30 days.

Reward earning

Spend typeEarn rate
Apparel & Department Stores10X EDGE Points (20 RP / ₹125)
Other Spends2 EDGE Points / ₹125
  • Accelerated rewards capped at 1,000 Points per month (Max spend ₹7,000 on accelerated categories).

Additional Benefits

  • Swiggy: 30% off up to ₹150 (Min order ₹500, 2x/month). Code: AXISREWARDS.
  • Milestone: 1,500 bonus points on net spends of ₹30,000 per statement cycle.
  • Membership Benefits worth ₹1,000 every year.

Lounge Access

  • 2 Domestic Lounge visits per quarter.
  • Condition: Spend ₹50,000 in the previous 3 calendar months to unlock access.

Review

A decent mid-range card if you can hit the monthly milestones for bonus points, but generally outperformed by cashback cards for pure value.

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Application handled by Axis Bank.