Axis Bank Horizon Credit Card

Card Details

Axis Horizon Credit Card
Issuer
Axis Bank
Card type
Travel
Joining fee
₹3,000 + GST
Annual fee
₹3,000 + GST
Rewards currency
EDGE Miles

Highlights

  • Earn 5 EDGE Miles per ₹100 on Travel EDGE portal bookings and direct airline purchases and 2 miles per ₹100 on other spends.
  • Miles redeem at 1:1 ratio with airline and hotel partners.

Welcome, annual & renewal benefits

  • The card has an joining and annual fee of ₹3,000 + taxes
  • Welcome benefit of 5,000 EDGE Miles when you pay the joining fee and make the first transaction
  • Annual benefit of 1,500 EDGE Miles on payment of annual fees
  • There is no renewal fee waiver

Reward earning

Spend typeEarn rate
Travel EDGE portal & direct airline bookings5 EDGE Miles / ₹100
All other spends2 EDGE Miles / ₹100
  • Exclusions include fuel, rent, wallet loads and government payments (common Axis exclusions).
  • Miles are redeemable at 1:1 ratio across more than 15 airline and hotel partners.

Lounge Access

  • Axis Horizon Mastercard World gives 6 domestic lounge access while Visa variant gives 8 domestic lounge access.
  • 2 International lounge access per qurter.

Review

Toned down version of Atlas Card. 2% bases reward rate(~4% accor) is good for a mid range card.

Joining fee of ₹3000 is completly offset by joining benefit of 5000 EDGE Miles. Annual fee is somewhat offset by annual benefit of 1,500 EDGE Miles.

This is a good mid range card but we feel that HSBC Travel One is a better Travel Card although it comes with a higher fees.

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Apply now

Application is handled directly by HDFC Bank.

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