HDFC Bank Infinia Metal Credit Card
Card Details
Card Details
- Issuer
- HDFC Bank
- Card type
- Super Premium
- Joining fee
- ₹12,500 + GST
- Annual fee
- ₹12,500 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 12,500 reward points on paying the joining fee and on renewal.
- Earn 5 reward points per ₹150 on all spends and up to 10× points on SmartBuy purchases.
- Annual fee waived on spending ₹10 lakh in the previous year.
- Unlimited domestic and international lounge access for primary and add‑on cardholders.
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- The joining and renewal fee is ₹12,500 + taxes, but spending ₹10 lakh in the previous year waives the renewal fee.
- Paying the joining or renewal fee earns 12,500 bonus reward points.
Reward earning
Reward earning
Build a healthy Reward Points balance on every purchase and supercharge partner merchant spends.
| Spend type | Earn rate | Reward Rate |
|---|---|---|
| Regular spends | 5 RP / ₹150 | 3.3% |
| Smartbuy Flights | 25 RP / ₹150 | 16.6% |
| Smartbuy Hotels | 50 RP / ₹150 | 33.2% |
| Smartbuy Gyftr | 25 RP / ₹150 | 16.6% |
- 5X points partner on SmartBuy - Myntra, MakeMyTrip Holiday, Redbus and others
- 10X points partner on SmartBuy - PharmEasy, Jockey and more
- A maximum of 15,000 accelerated RPs can be earned in 1 day or 1 month
- Exclusions - fuel, wallet, rent and tax payments.
Redemption options
Redemption options
Redeem via HDFC SmartBuy for maximum value or move points to airline partners when conversions align with your itinerary.
- Airline partners convert at up to 1 RP : 1 air mile.
- You can cover up to 70% of a booking's value with Reward Points.
| Channel | Value |
|---|---|
| SmartBuy exclusive catalog | 1 RP = ₹0.65 |
| SmartBuy flights & hotels | 1 RP = ₹1 (up to 75,000 RP/month) |
| Products & vouchers | Up to ₹0.5 per RP |
| Statement credit | ₹0.30 per RP (cap 50,000 RP/month) |
Lounge, Travel & lifestyle
Lounge, Travel & lifestyle
- Unlimited domestic and international airport lounge access via Priority Pass for primary and add‑on cardholders.
- Low 2 % forex markup on international transactions.
- Unlimited complimentary golf games at select courses.
Points Transfer Calculator
Calculate how many points you'll receive when transferring from HDFC Bank Infinia Metal Credit Card
Points Transfer Calculator
Calculate how many points you'll receive when transferring from HDFC Bank Infinia Metal Credit Card
Transfer To
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