HSBC Live+ Credit Card
Card Details
Card Details
- Issuer
- HSBC
- Card type
- Cashback , Grocery, Food
- Joining fee
- ₹999 + GST
- Annual fee
- ₹999 + GST
- Rewards currency
- Cashback
- Forex markup
- 3.5%
Our Rating
4.5
Highlights
Highlights
- 10% Cashback on Dining, Food & Grocery
- 1.5% Unlimited Cashback on Other Spends
- 4 Domestic Lounge Visits per year
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹999 + GST.
- Welcome Benefit: ₹1,000 Cashback on spending ₹20,000 in first 30 days.
- Annual Fee Waiver on spends of ₹2,00,000 in a year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Dining, Grocery, Food Delivery | 10% Cashback (Capped at ₹1,000/month) |
| Other Eligible Spends | 1.5% Unlimited Cashback |
| Excluded Categories | Fuel, Rent, Wallet, Insurance, etc. |
- 10% Grocery, Dining and Food cashback is applicable on offline spends as well.
Additional Benefits
Additional Benefits
- Buy 1 Get 1 Free on Movie Tickets (Saturdays) via BookMyShow (Max ₹250).
- 15% off on dining via EazyDiner.
- 4 Complimentary Domestic Lounge visits per year (1 per quarter).
- Fuel surcharge waiver.
Eligibility
Eligibility
- Annual Income greater than ₹4,00,000
Review
Review
A strong contender for the best grocery and dining card. The 10% cashback rate is market-leading, though the monthly cap of ₹1,000 means it's best optimized for spends up to ₹10,000 in these categories.