HSBC RuPay Cashback Credit Card
Card Details
Card Details
- Issuer
- HSBC
- Card type
- Cashback
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards currency
- Cashback
- Forex markup
- 3.5%
Our Rating
4.2
Highlights
Highlights
- 10% Cashback on Dining & Food Delivery
- 1% Cashback on Other Spends inclusing UPI
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹499 + GST.
- Welcome Benefit: ₹500 Cashback on spending ₹10,000 in first 30 days
- Annual Fee Waiver on spends of ₹2,00,000 in a year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Dining, Food Delivery, Grocery | 10% Cashback (Capped at ₹400/month) |
| Other Eligible Spends | 1% Cashback (Capped at ₹400/month) |
Additional Benefits
Additional Benefits
- 8 Domestic Lounge visits per year (2 per quarter).
- 2 International Lounge visits per year.
Additional Benefits
Additional Benefits
- 0% Forex Markup(Limited Time offer).
- Fuel surcharge waiver.
Eligibility
Eligibility
- Annual Income greater than ₹6,00,000
Review
Review
Good for UPI payments and dining but the caps are low (₹400), but the fee is also low, and the lounge access is generous for this segment.