HSBC Visa Platinum Credit Card

Card Details

Issuer: HSBC
Card type: Entry Level
Joining fee: Nil
Annual fee: Nil
Rewards currency: Reward Points
Forex markup: 3.5%

Our Rating

4.0

Highlights

Lifetime Free Card
BOGO on Movie Ticket Bookings via BookMyShow. Upto 15% Dining Discounts via EazyDiner

Welcome, annual & renewal benefits

Joining/Annual Fee: Nil (Lifetime Free).
2,000 reward points when you spend at least ₹5,000 in the first 30 days
Welcome benefit of a ₹250 Amazon voucher when you apply online and complete video KYC
Complimentary 3-month Swiggy One membership on card activation

Reward earning

Spend type	Earn rate
Flights on HSBC Market Place	8 RP / ₹150
Hotels on HSBC Market Place	12 RP / ₹150
Regular Spends	2 RP / ₹150

1 RP = ~₹1 when points are transfered to Accor Hotels

Additional Benefits

BookMyShow Buy-One-Get-One movie ticket offer.
Fuel surcharge waiver.

Eligibility

Annual Income greater than ₹4,00,000

Review

A life time free credit card hat has very basic reward structure. If you want to get into points and miles world without spending any joining Fee, this is one of the best option. To maximize your return you will have to transfer your reward points to Accor Hotels.