ICICI Bank Sapphiro Credit Card

Card Details

ICICI Bank Sapphiro Credit Card
Issuer
ICICI Bank
Card type
Premium
Joining fee
₹6,500 + GST
Annual fee
₹3,500 + GST
Rewards currency
Reward Points

Highlights

  • 4 RPs/₹100 Spent Abroad
  • 4 Complimentary Domestic Lounge Access per quarter
  • 2 Complimentary International Lounge Access per year via Priority Pass
  • Buy 1 Get 1 Free on Movie Tickets via BookMyShow

Welcome, annual & renewal benefits

  • Joining Fee: ₹6,500 + GST. Annual Fee: ₹3,500 + GST.
  • Welcome Benefit: Get Welcome Vouchers from Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip & Tata Croma.
  • Annual Fee Waiver on minimum expenditure of ₹6 lakh in the previous year.

Reward earning

Spend typeEarn rate
International Spends4 Reward Points / ₹100
Domestic Spends2 Reward Points / ₹100
Utilities & Insurance1 Reward Point / ₹100
  • Milestone Benefit: Earn 4,000 Reward points on spending ₹4 lakhs in a year, and 2,000 RPs every time you spend ₹1 lakh thereafter (cap 20k per year).

Additional Benefits

  • 4 complimentary domestic lounge access every quarter (on spends of ₹75,000+ in previous quarter).
  • 2 complimentary international lounge visits every year via Priority Pass (primary holder).
  • Buy 1 Get 1 Free on BookMyShow up to ₹500, twice a month.

Review

Not worth the fee you are paying. Welcome benfits are good but earn rate is not good enough to justify the fee.