IDFC Bank FIRST SWYP Credit Card
Card Details
Card Details
- Issuer
- IDFC FIRST Bank
- Card type
- Lifestyle
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- Milestone-Based Rewards (up to 1,000 RPs)
- Railway Lounge (16 visits/year)
- Lenskart Gold Membership
- EMI Conversion from ₹49
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹499 + GST.
- Welcome: Lenskart Gold membership + 1,000 RPs on first EMI + 2,000 RPs on ₹5K spend within 30 days.
- MakeMyTrip discount coupons worth ₹1,500.
- EaseMyTrip coupons worth ₹2,100.
- Renewal: 2,000 RPs on fee payment (with ₹5K spend in 45 days).
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| ₹5,000 spend/month | 200 Reward Points |
| ₹10,000 spend/month | 500 Reward Points |
| ₹15,000 spend/month | 1,000 Reward Points |
| UPI Spends (₹5,000) | 100 Reward Points |
- 1 Reward Point = ₹0.25.
Additional Benefits
Additional Benefits
- Railway Lounge: 4 visits/quarter (16/year).
- 25% off movies on District app (up to ₹100/month).
- Roadside assistance worth ₹1,399 (4x/year).
- 1% fuel surcharge waiver (max ₹200/month).
- Easy EMI conversion from ₹49 flat fee.
- No airport lounge access.
Review
Review
Entry Level card from IDFC bank and not the best in it's segment. Consider other LTF credit cards over this.