IDFC First Bank Ashva Metal Credit Card
Card Details
Card Details
- Issuer
- IDFC FIRST Bank
- Card type
- Premium
- Joining fee
- ₹2,999 + GST
- Annual fee
- ₹2,999 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 10X RPs/₹150 on spends above ₹20,000
- BOGO Movie Tickets worth ₹400 (twice/month)
- 4 Domestic + 2 International Lounge visits/quarter
- 1% Forex Markup
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹2,999 + GST.
- Welcome Benefit: Up to 7,500 Reward Points (2,500 on joining + 2,500 on ₹20K spend in 2nd cycle + 2,500 on ₹20K spend in 3rd cycle).
- Annual Milestone: 7,500 bonus RPs on ₹8L annual spend.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Spends above ₹20,000/month | 10 Reward Points / ₹150 |
| Spends up to ₹20,000/month | 5 Reward Points / ₹150 |
| Rent, Wallet, Education, Government | 3 Reward Points / ₹150 |
| Insurance & Utilities | 1 Reward Point / ₹150 |
| Hotels via IDFC Travel Shop | 50 Bonus Reward Point / ₹150 |
| Flights via IDFC Travel Shop | 30 Bonus Reward Point / ₹150 |
- 1 RP = ₹0.40 for travel bookings via IDFC app, ₹0.25 elsewhere.
- Reward Points never expire.
- No RPs on fuel, EMI, cash withdrawals.
Additional Benefits
Additional Benefits
- Domestic Lounge: 4 visits/quarter (on ₹20K monthly spend).
- International Lounge: 2 visits/quarter (on ₹20K monthly spend).
- Railway Lounge: 4 visits/quarter.
- BOGO movie tickets up to ₹400 on District by Zomato (twice/month, worth ₹9,600/year).
- Golf: 2 free rounds/lessons per month (on ₹20K spend).
- Trip cancellation cover up to ₹25,000 (twice/year).
- Forex markup: 1%.
- 1% fuel surcharge waiver (max ₹300).
- Visa Infinite benefits: Meet & Greet, concierge, hotel upgrades.
Review
Review
A beautiful metal card with solid benefits at ₹2,999. Good Movie Discounts and Low Forex Markup. Good return on IDFC Travel Shop as well. But outside IDFC Travel shop the card makes little sense.