IDFC HPCL FIRST Power Credit Card

Card Details

IDFC HPCL FIRST Power Credit Card
Issuer
IDFC FIRST Bank
Card type
Fuel
Joining fee
₹199 + GST
Annual fee
₹199 + GST
Rewards currency
Reward Points

Highlights

  • Up to 5% Savings on HPCL Fuel
  • 2.5% on Grocery & Utility
  • ₹199 Joining Fee
  • Annual Fee Waiver on ₹50K Spend

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹199 + GST.
  • Welcome: ₹250 gift voucher on 1st HPCL fuel transaction above ₹250.
  • 5% cashback on first EMI transaction (up to ₹1,000).
  • Annual fee waiver on ₹50,000 spend in card anniversary year.

Reward earning

Spend typeEarn rate
HPCL FuelUp to 5% savings (max ₹5,000/month)
Grocery & Utility2.5% rewards (max ₹4,000/month)
FASTag Recharge2.5% rewards (max ₹2,000/month)
Other Retail Spends2X Reward Points

Additional Benefits

  • Complimentary roadside assistance worth ₹1,399 (4x/year).
  • 1% fuel surcharge waiver (max ₹100/month).
  • Insurance: ₹2L personal accident + ₹25K lost card cover.
  • No airport lounge access.
  • No golf benefits.

Review

The most affordable fuel card in the market at ₹199. Best for regular HPCL customers. But if your feul spends are hight take the plus version of this card.