IDFC HPCL First Power Plus Credit Card
Card Details
Card Details
- Issuer
- IDFC FIRST Bank
- Card type
- Fuel
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 30X RPs on HPCL Fuel
- 5% on Grocery & Utility
- Domestic Lounge (1/quarter)
- UPI Rewards on RuPay
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹499 + GST.
- Welcome: ₹500 gift voucher on 1st HPCL fuel transaction above ₹500.
- 5% cashback on first EMI transaction (up to ₹1,000).
- Annual fee waiver on ₹1,50,000 spend.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| HPCL Fuel | 30X Reward Points per ₹150 (up to 2,400 RPs = ₹600/cycle) |
| Grocery & Utility | 30X rewards (up to ₹2,000/month) |
| FASTag Recharge | 30X rewards (max ₹1,000/month) |
| Other Retail & UPI | 3X Reward Points per ₹150 |
- 1 Reward Point = ₹0.25.
- 6 Happy Coins per ₹100 fuel spends through HP Pay App (1 Happy Coin = ₹0.25))
Additional Benefits
Additional Benefits
- Domestic Lounge: 1 visit/quarter (on ₹20K monthly spend).
- 25% off movies on District app (up to ₹100/month).
- Complimentary roadside assistance worth ₹1,399 (4x/year).
- Insurance: ₹2L personal accident + ₹25K lost card cover.
Review
Review
One of the best feul card out there. Rewards you on Grocery and IDFC Fasttag recharg also. Take it if you have high feul spends.