IndiGo IDFC FIRST Credit Card
Card Details
Card Details
- Issuer
- IDFC FIRST Bank
- Card type
- Travel
- Joining fee
- ₹4,999 + GST
- Annual fee
- ₹4,999 + GST
- Rewards currency
- IndiGo BluChips
Highlights
Highlights
- Up to 22 BluChips/₹100 on IndiGo flights
- 1.49% Forex Markup
- Trip Cancellation Cover up to ₹25,000
- 25,000 Milestone BluChips
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹4,999 + GST (also available as secured card with ₹1L FD).
- Welcome (Paid): 5,000 BluChips voucher + IndiGo meal voucher + 3-month EazyDiner Prime + ₹3,000 Postcard Hotel voucher.
- Welcome (Secured): 3,000 BluChips voucher on ₹1L spend within 90 days.
- Renewal: 5,000 BluChips voucher + IndiGo meal voucher on annual fee payment.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| IndiGo Website/App Bookings | Up to 22 BluChips / ₹100 (incl. loyalty bonuses) |
| Other Eligible Spends | 3 BluChips / ₹100 |
| UPI, Rent, Utility, Insurance, Wallet | 0.5 BluChips / ₹100 |
- Milestone: Up to 25,000 bonus BluChips on spend milestones.
- BluChips redeemable for IndiGo flights (dynamic value).
- No BluChips on fuel, EMI, cash withdrawals.
Additional Benefits
Additional Benefits
- Milestone : 5,000 BluChip Voucher each at spend of ₹2 Lakh, ₹5 Lakh, ₹8 Lakh, ₹10 Lakh and ₹12 Lakh
- Forex markup: 1.49% (among the lowest).
- Trip cancellation cover up to ₹25,000 (twice/year) for non-refundable bookings.
- Insurance: ₹1Cr air accident cover.
- No airport lounge access.
Review
Review
Out of 22 you earn only 6 extra bluchips when paying with this card. Other 16 bluchips are part of indifo bluchip programa nd can be earned even if you pay via other methods. It is hard to extract value from bluchips. Even if you fly Indigo regularly there are so many other credit cards that will serve you better.