IndiGo Kotak XL Credit Card
Card Details
Card Details
- Issuer
- Kotak Mahindra Bank
- Card type
- Travel
- Joining fee
- ₹3,000 + GST
- Annual fee
- ₹3,000 + GST
- Rewards currency
- IndiGo BluChips
Highlights
Highlights
- 4,000 BluChips + 6E Eats voucher as welcome/renewal
- Up to 21 BluChips/₹100 on IndiGo bookings
- Milestone vouchers up to 16,000 BluChips/year
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹3,000 + GST.
- Welcome Benefit: Voucher of 4,000 IndiGo BluChips + 6E Eats voucher.
- Renewal Benefit: Voucher of 4,000 IndiGo BluChips + 6E Eats voucher each year on annual fee payment.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| IndiGo flight bookings (via IndiGo website/app) | 5 BluChips / ₹100 + tier-linked bonus BluChips (can take total up to 21 BluChips/₹100) |
| Dining & Entertainment | 3 BluChips / ₹100 |
| All other eligible spends (incl. UPI on RuPay where eligible) | 2 BluChips / ₹100 |
- Exclusions rent, wallet, education, government, utilities, insurance, online skill-based gaming, B2B and other excluded categories as per issuer terms.
- BluChips value is dynamic and depends on redemption.
Milestone Benefits
Milestone Benefits
- Voucher worth 4,000 BluChips on ₹1,50,000 spends in the anniversary year.
- Voucher worth 4,000 BluChips on ₹4,00,000 spends in the anniversary year.
- Voucher worth 4,000 BluChips on ₹7,50,000 spends in the anniversary year.
- Voucher worth 4,000 BluChips on ₹12,00,000 spends in the anniversary year (total up to 16,000 BluChips/year).
Additional Benefits
Additional Benefits
- Domestic lounge access: 2 complimentary visits per quarter.
- No international lounge benefits on this card.
- Foreign currency markup: 3.5%.
Review
Review
You get only 5 extra bluchip while using this card on Indigo. Does not make sense to get his card.