IndusInd Bank Platinum Credit Card
Card Details
Card Details
- Issuer
- IndusInd Bank
- Card type
- Shopping, Lifestyle
- Joining fee
- Nil
- Annual fee
- Nil
- Rewards currency
- Reward Points
Highlights
Highlights
- Earn 1.5 Reward Points for every ₹150 spent (excluding fuel).
- Earn 1.2 Reward Points per ₹150 on utility and insurance payments.
Fees & Welcome Benefit
Fees & Welcome Benefit
- Joining Fee: Nil.
- Annual/Renewal Fee: Nil (Lifetime Free).
Reward Earning
Reward Earning
| Spend Category | Earn Rate |
|---|---|
| General retail spends | 1.5 RP / ₹150 |
| Utilities and Insurance | 1.2 RP / ₹150 |
| Fuel transactions | 0 RP |
Reward Redemption
Reward Redemption
- 1 RP = ₹0.40 for cash credit redemption.
- 1 RP = ₹0.60 for non-cash redemption (merchandise/vouchers).
- Redemption Fee: ₹100 per request.
Additional Benefits
Additional Benefits
- Fuel Surcharge Waiver: 1% waiver on transactions between ₹400 and ₹4,000.
- Auto Assist: Roadside repair, emergency fuel supply, towing assistance, etc.
- Air Accident Cover: Complimentary death cover up to ₹25 Lakhs.
- Concierge: 24x7 help desk for travel and dining reservations.
Review
Review
Although card is Life Time Free, the rewards are just not good enough. Better takes some other entry level card.