IndusInd Bank Legend Credit Card

Card Details

IndusInd Bank Legend Credit Card
Issuer
IndusInd Bank
Card type
Lifestyle
Joining fee
Nil (Lifetime Free)
Annual fee
Nil (Lifetime Free)
Rewards currency
Reward Points

Highlights

  • Lifetime free, zero joining fee and zero annual fee.
  • 2 Reward Points/₹100 on weekend spends (Saturday & Sunday); 1 Reward Point/₹100 on all weekday spends.
  • Annual milestone: 3,000 bonus Reward Points on achieving ₹5,00,000 spend within 1 year of card issuance..
  • 1.8% foreign currency markup.
  • Buy 1 Get 1 Free movie ticket on BookMyShow — up to 1 complimentary ticket per month (max saving ₹200/month).

Welcome, annual & renewal benefits

  • Joining Fee: Nil (lifetime free card — no joining fee, no annual fee ever).
  • No renewal benefits — the card is lifetime free with no renewal fee and no renewal bonus.

Reward earning

Spend categoryEarn rate
All retail spends on weekends (Saturday & Sunday)2 Reward Points / ₹100
All retail spends on weekdays (Monday–Friday)1 Reward Point / ₹100
Medical, Automobiles & Telecom (weekdays & weekends)1 Reward Point / ₹100
  • Cash Credit: 1 RP = ₹0.50. Maximum 5,000 RPs redeemable per calendar month for cash credit.
  • Non-cash redemption (merchandise, gift vouchers via IndusMoments): 1 RP = ₹0.60.
  • Airline Miles (KrisFlyer / Air India Maharaja Club): 400 RP = 100 Miles (i.e., 4 RP = 1 Mile).

Lounge access

  • No Lounge Access Benefit.

Review

The IndusInd Legend was once a compelling lifetime-free card thanks with lounge access among other benefits. You can now find better entry level cards and completly skip it.