IRCTC RBL Bank Credit Card

Card Details

IRCTC RBL Bank Credit Card
Issuer
RBL Bank
Card type
Travel
Joining fee
₹500 + GST
Annual fee
₹500 + GST
Rewards currency
Reward Points

Highlights

  • 5 RP per ₹200 on Train Bookings
  • 2 RP per ₹200 on Hotel/Flight Bookings (via IRCTC)
  • 8 Free Railway Lounge Visits Annually

Welcome benefits

  • Joining and Annual Fee: ₹500 + GST
  • Welcome benefit: 500 Reward Points
  • No annual Fee waiver

Reward earning

Spend typePoints per ₹200
Train Bookings (IRCTC)5
Fastag Recharge via RBL3
Hotel/Flight/Cruise via IRCTC2
All other spends1
  • 1 Reward Point = ₹1 on IRCTC website

Lounge access

  • 8 complimentary railway lounge visits annually

Additional Benefits

  • Waiver of 1% Transaction Charges on IRCTC
  • 1% Fuel Surcharge Waiver
  • Train cancellation cover upto ₹5,000

Review

Not the best IRCTC card out there. No renewal fee waiver is a big miss.