IRCTC SBI Card Premier
Card Details
Card Details
- Issuer
- SBI Card
- Card type
- Travel
- Joining fee
- ₹1,499 + GST
- Annual fee
- ₹1,499 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 1 Reward Point = ₹1
- 8 Railway Lounge Accesses per year
- 1,500 RPs Welcome Benefit
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹1,499 + GST.
- Welcome Benefit: 1,500 Reward Points (worth ₹1,500) on paying joining fee.
- Spend-Based Waiver: Renewal fee waived on spends of ₹2 Lakh in previous year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Dining & Standing Instruction Utility Spends | 3 Reward Points / ₹125 |
| Other Retail Purchases (non-fuel) | 1 Reward Point / ₹125 |
- 1 Reward Point = ₹1 (excellent redemption value).
- Milestone: 2,500 bonus RPs on ₹50K travel spends and 5,000 bonus RPs on ₹1L annual spends.
- No Reward Points on fuel transactions.
Additional Benefits
Additional Benefits
- 8 complimentary railway lounge accesses per year (2/quarter).
- Save 1% on transaction charges on railway ticket bookings on IRCTC.
- Save 1.8% on airline ticket bookings on IRCTC.
- Insurance: ₹50L air accident, ₹10L railway accident, ₹1L fraud liability cover.
- 1% fuel surcharge waiver on ₹500-₹4,000 (max ₹250/month).
Review
Review
Regular reward rate on the card is not good but Milestone benefits make it very appealing. If you book via IRCTC this card can be a good option for you.