ixigo AU Credit Card
Card Details
Card Details
- Issuer
- AU Small Finance Bank
- Card type
- Travel
- Joining fee
- Nil
- Annual fee
- Nil
- Rewards currency
- Reward Points
Highlights
Highlights
- 0% forex markup
- Rewards: 10 RPs/₹200 online, 5 RPs/₹200 offline (rewards also available on UPI)
- Welcome: 1,000 RPs + ₹1,000 ixigo Money voucher on first transaction within 30 days
- Lounge access: 8 domestic + 1 international per year (spend-based access applies)
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹0 (Lifetime Free).
- Welcome: 1,000 Reward Points + ₹1,000 ixigo Money voucher on first transaction within 30 days of issuance.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Online spends | 10 Reward Points / ₹200 |
| Offline spends | 5 Reward Points / ₹200 |
| RuPay UPI offline spends | 5 Reward Points / ₹200 |
| RuPay UPI online spends | 10 Reward Points / ₹200 |
- 1RP = ₹0.5 ixigo money
- Reward validity: 2 years.
- Monthly cap: max 10,000 Reward Points per month.
- No reward points on international spends.
- Reward redemption fee: ₹99 + GST.
Additional Benefits
Additional Benefits
- ixigo discounts: up to 10% on bus/flight bookings, up to 5% on hotel bookings.
- Lounge access: 8 domestic + 1 international per year.
- Spend-based lounge eligibility: ₹20,000 spend per quarter required from 1 April 2025 onwards.
- Forex markup: Zero.
Review
Review
This is a really good card considering it is Life Time Free. 0 forex markup and good reward rate including UPI. This card can work as your 0 forex card as UPI card.