IndusInd Bank Jio-bp Mobility+ Credit Card
Card Details
Card Details
- Issuer
- IndusInd Bank
- Card type
- Fuel
- Joining fee
- ₹499 + GST (waived on ₹10,000 spend within 90 days)
- Annual fee
- Nil (no renewal fee)
- Rewards currency
- Smiles (Jio-bp 4ever Loyalty Points)
Highlights
Highlights
- 12 Smiles/₹100 Spent at Jio-bp Stations — capped at 1,200 Smiles/month.
- 1 Smile = ₹0.25, redeemable at Jio-bp stations.
- Welcome: 400 Smiles on first Jio-bp fuel transaction within 30 days.
- Monthly milestone: 200 bonus Smiles on ₹4,000 Jio-bp ecosystem spend in a statement cycle.
- Annual milestones: 2,000 Smiles on ₹1,00,000 annual spend + 2,000 Smiles on next ₹1,00,000.
Fees & welcome benefit
Fees & welcome benefit
- Joining fee: ₹499 + GST — waived if ₹10,000 is spent within 90 days of card setup.
- Annual/renewal fee: Nil from year 2 onward.
- Welcome: 400 Smiles on first fuel transaction at any Jio-bp station within 30 days of card setup.
- Welcome: Complimentary wildbean cafe coupon worth ₹200 on first cafe transaction within 30 days of card setup.
Reward earning & redemption
Reward earning & redemption
| Category | Earn rate | Effective value |
|---|---|---|
| Jio-bp stations (fuel, Castrol, wildbean cafe, convenience store) | 12 Smiles / ₹100 (capped 1,200/month) | 3% |
| Dining, supermarket & grocery | 5 Smiles / ₹100 | 1.25% |
| All other eligible spends (incl. UPI) | 2 Smiles / ₹100 | 0.5% |
| Non-Jio-bp fuel, insurance, government, utilities, rent | 0 Smiles | — |
- 1 Smile = ₹0.25. Redeemable only at Jio-bp Mobility Stations, convenience stores & wildbean cafe.
Milestone benefits
Milestone benefits
| Milestone | Trigger | Bonus |
|---|---|---|
| Monthly | ₹4,000 spend at Jio-bp ecosystem in a statement cycle | 200 Smiles (= ₹50) |
| Annual Slab 1 | ₹1,00,000 cumulative spend in anniversary year | 2,000 Smiles (= ₹500) |
| Annual Slab 2 | Next ₹1,00,000 spend (i.e., ₹2,00,000 total) | 2,000 Smiles (= ₹500) |
Additional benefits
Additional benefits
- Fuel surcharge waiver: 1% waiver at all Jio-bp fuel stations only. No waiver at non-Jio-bp stations.
- Roadside assistance: Complimentary 24×7 service.
Review
Review
The Jio-bp Mobility+ is a well-structured entry-level fuel card with a near-zero cost. Reward rate for non feul spends is also decent.