Kotak Cashback+ Credit Card

Card Details

Kotak Cashback+ Credit Card
Issuer
Kotak Mahindra Bank
Card type
Shopping
Joining fee
Nil
Annual fee
₹750 + GST
Rewards currency
Reward Points

Highlights

  • 5% Cashback on Online Food, Grocery, and Entertainment
  • 3% Cashback for Fuel

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹750 + GST (Life Time free for some people)
  • Spend-Based Waiver: Annual charges reversed on spends of ₹2 Lakh.

Reward earning

CategoryRate
Online food, grocery and entertainment5% cashback
Feul3% cashback
All other elegible spends0.5% cashback

Additional Benefits

  • Annual fee waiver on ₹2,00,000 annual spends.
  • 1% fuel surcharge waiver on ₹500–₹4,000.

Review

A clean entry-level cashback card, but only worth it if your spends are heavy in the accelerated categories. But most other cashback cards will beat this for general spends.