Kotak Cashback+ Credit Card
Card Details
Card Details

- Issuer
- Kotak Mahindra Bank
- Card type
- Shopping
- Joining fee
- Nil
- Annual fee
- ₹750 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 5% Cashback on Online Food, Grocery, and Entertainment
- 3% Cashback for Fuel
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹750 + GST (Life Time free for some people)
- Spend-Based Waiver: Annual charges reversed on spends of ₹2 Lakh.
Reward earning
Reward earning
| Category | Rate |
|---|---|
| Online food, grocery and entertainment | 5% cashback |
| Feul | 3% cashback |
| All other elegible spends | 0.5% cashback |
Additional Benefits
Additional Benefits
- Annual fee waiver on ₹2,00,000 annual spends.
- 1% fuel surcharge waiver on ₹500–₹4,000.
Review
Review
A clean entry-level cashback card, but only worth it if your spends are heavy in the accelerated categories. But most other cashback cards will beat this for general spends.