Kotak Zen Signature Credit Card
Card Details
Card Details
- Issuer
- Kotak Mahindra Bank
- Card type
- Shopping
- Joining fee
- ₹1,500 + GST
- Annual fee
- ₹1,500 + GST
- Rewards currency
- Zen Points
Highlights
Highlights
- 10 Zen Points per ₹150 on Apparels, Jewellery
- 5 Zen Points per ₹150 on other spends
Welcome benefits
Welcome benefits
- Joining Fee : ₹1,500 + GST
- Annual fee waiver on the spending of ₹1,50,000
- 1,500 Zen Points on payment of joining fee.
Reward earning
Reward earning
| Category | Zen Points per ₹150 |
|---|---|
| Apparels, Lifestyle & Jewellery | 10 |
| All other spends | 5 |
- 1 Zen Point = ₹0.25
- Redeem reward points for exclusive vouchers or pay for shopping at partner brands
Lounge access
Lounge access
- 8 complimentary domestic lounge access per year (2 per quarter).
- 3 complimentary international lounge access per year via Priority Pass.
Milestone Benefits
Milestone Benefits
- 7,500 bonus Zen Points on ₹3,00,000 annual spends.
- 15,000 bonus Zen Points on ₹6,00,000 annual spends.
Additional Benefits
Additional Benefits
- Domestic lounge access: 8/year (up to 2/quarter) with a minimum ₹75,000 spend in the previous quarter.
- International lounge access: 3/year (primary cardholder).
- 1% fuel surcharge waiver.
- Annual fee waiver on ₹1,50,000 annual spends.
Review
Review
Another Disappointing card from Kotak Mahindra Bank. Reward rate are just not good enough to justify the fee.