RBL Bank Insignia Preferred Banking World Card
Card Details
Card Details
- Issuer
- RBL Bank
- Card type
- Ultra Premium
- Joining fee
- Nil for Insignia Preferred Customers
- Annual fee
- Nil for Insignia Preferred Customers
- Rewards currency
- Reward Points
Highlights
Highlights
- 10 RP per ₹100 on International Transactions
- 5 RP per ₹100 on Domestic Transactions
- 28,000 Welcome Reward Points
- Nil Fee for Insignia Preferred Banking Customers
Welcome benefits & Annual Fee
Welcome benefits & Annual Fee
- Joining Fee: Nil for Insignia Preferred Banking Customers | ₹7,000 + GST for Others
- Annual Fee: Nil for Insignia Preferred Banking Customers | ₹7,000 + GST for Others
- Welcome Bonus: 28,000 Reward Points (for fee-variant holders)
- Annual spend waiver of ₹10 Lakh waives annual fee on spend-variant
Reward earning structure
Reward earning structure
| Category | Reward Rate |
|---|---|
| International Transactions | 10 RP per ₹100 |
| Domestic Transactions | 5 RP per ₹100 |
- 1 RP = ₹0.25 redemption value
- Redemption options: e-vouchers, flight bookings, hotel stays, mobile recharges, gifts
- Premium brand vouchers available for Giorgio Armani, Bottega Veneta, Paul Smith and more
Milestone benefits
Milestone benefits
- Spend ₹8 Lakh or More in a Year: Gift vouchers worth ₹8,000
- Choose from Taj Experiences, Croma, Amazon, MakeMyTrip, Myntra, and more
Travel & Lounge benefits
Travel & Lounge benefits
- 2 Complimentary Domestic Airport Lounge Access Every Quarter via MasterCard
- 6 Complimentary International Lounge Access Annually via Priority Pass
Golf, Movie & Dining benefits
Golf, Movie & Dining benefits
- 4 complimentary rounds of green fees every year, 12 complimentary golf lessons every year
- Flat ₹500 Discount on BookMyShow Movie Tickets (twice monthly = ₹12,000/year savings)
- 25% to 50% Discounts on EazyDiner Prime Restaurants
- 1+1 Buffet Privileges at premium dining establishments
- Priority booking at curated selection of premium restaurants
Additional features
Additional features
- 1% Fuel Surcharge Waiver on ₹500-₹4,000 transactions (max ₹250/month)
- 1.5% Forex Markup on international transactions
Review
Review
Even if you get the card Life Time Free, it does nor make sense to spend on this card as reward rate is too low.