RBL Bank SalarySe UP Credit Card

Card Details

RBL Bank SalarySe UP Credit Card
Issuer
RBL Bank
Card type
Shopping
Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards currency
Reward Points

Highlights

  • 10X RP on UPI transaction greater than ₹20,000 (capped 8,000/month)
  • 5X RP on Regular UPI (capped 1,000/month)
  • 1 RP per ₹100 Offline/Online

Welcome benefits & Annual Fee

  • Joining & Annual Fee: ₹499 + GST
  • Welcome I: 2,500 RP on ₹500+ spend in 30 days
  • Welcome II: 1,500 RP on ₹30,000 spend in 3 months
  • Welcome III: 2,000 RP on 15 UPI transactions (₹500+ each) in 30 days
  • Annual fee waived on Spend of ₹2 lakh or more in a year

UPI rewards structure

UPI TransactionReward RateCap
Transactions greater than ₹20,00010 RP per ₹1008,000 RP/month
Regular UPI5 RP per ₹1001,000 RP/month
All Offline/Online1 RP per ₹100No cap
  • 1 RP = ₹0.10 redemption value
  • Redeem via RBL Rewards Portal
  • No rewards on fuel, utilities, insurance, railways, education, government services, EMI

Digital payment features

  • 100% Virtual Card: No physical card required
  • UPI Linking: GPay, PhonePe, PayTM compatible

Review

Poor reward rate and the card is best avoided.