RBL Signature Banking Credit Card
Card Details
Card Details
- Issuer
- RBL Bank
- Card type
- Lifestyle
- Joining fee
- Waived for Signature Banking Customers
- Annual fee
- Waived for Signature Banking Customers
- Rewards currency
- Cashback
Highlights
Highlights
- 4% Unlimited Cashback on Flights/Hotels
- Fee Waiver for Signature Banking Customers
- 2 Domestic + 2 International Lounge Access
Welcome benefits & Annual Fee
Welcome benefits & Annual Fee
- Annual Fee: ₹2,500 + GST (Waived for Signature Banking customers)
- No Welcome Bonus Offered
- Fee Waiver Condition: Must maintain Signature Banking relationship
- If Signature Banking relationship ends: ₹2,500 + GST annual fee applies
Cashback earning structure
Cashback earning structure
| Category | Cashback Rate | Cap |
|---|---|---|
| Flights & Hotels | 4% Unlimited Cashback | No cap |
| Shopping & Other Categories | 1% Cashback | ₹1,500 per billing month |
- Cashback credited directly to RBL Bank Savings Account
- Reflects in monthly billing statement
- Cashback expires if not redeemed within 3 months of accumulation
- Redemption Fee: ₹99 + GST per redemption
Milestone benefits
Milestone benefits
- ₹2,000 Cashback on spending ₹4,00,000 within membership year
- ₹4,000 Additional Cashback on spending ₹6,00,000 within membership year
Travel & Lounge benefits
Travel & Lounge benefits
- 2 Complimentary Domestic Airport Lounge Visits Per Quarter (8 per year)
- 2 Complimentary International Airport Lounge Visits Per Year
Additional features
Additional features
- No Foreign Currency Markup on international transactions (exclusive perk)
- Buy 1 Get 1 Free Movie Tickets via BookMyShow
Review
Review
Average reward rate that does not justify huge amount on this card.