SBI Card PULSE

Card Details

SBI Card PULSE
Issuer
SBI Card
Card type
Lifestyle
Joining fee
₹1,499 + GST
Annual fee
₹1,499 + GST
Rewards currency
Reward Points

Highlights

  • Noise Smartwatch worth ₹7,999 as Welcome Gift
  • 10 RPs/₹100 on Movies, Dining, Pharmacy
  • Complimentary FitPass Pro & Netmeds Membership

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹1,499 + GST.
  • Welcome Benefit: Noise ColorFit Pulse 4 Pro Smart Watch worth ₹7,999 + Complimentary FitPass Pro + Netmeds First membership.
  • Spend-Based Waiver: Renewal fee waived on ₹2 Lakh spend.

Reward earning

Spend typeEarn rate
Movies, Dining, Pharmacy & Chemist10 Reward Points / ₹100 (2.5%)
All Other Spends2 Reward Points / ₹100 (0.5%)
  • 1 Reward Point = ₹0.25.
  • Max 7,500 accelerated RPs per month.

Additional Benefits

  • Milestone: Netmeds e-gift voucher of ₹1,500 on ₹4L spend in anniversary year.
  • Domestic Lounge: 8 visits/year (max 2/quarter).
  • Complimentary Priority Pass for first 2 years (membership only, no lounge benefit).
  • 1% fuel surcharge waiver on ₹500-₹4,000 (max ₹250/cycle).

Review

Netmeds membership is a good benefit but Rewards are low for the fee charged. Milestone benefit is also weak. You can get a better credit card in this fee range.