SBI Miles Elite Credit Card
Card Details
Card Details
- Issuer
- SBI Card
- Card type
- Travel
- Joining fee
- ₹4,999 + GST
- Annual fee
- ₹4,999 + GST
- Rewards currency
- Travel Credits
Highlights
Highlights
- 6 Travel Credits/₹200 on travel spends
- 5,000 Travel Credits Welcome Benefit
- 1.99% Forex Markup
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹4,999 + GST.
- Welcome Benefit: 5,000 Travel Credits on spending ₹1 Lakh within 60 days.
- Spend-Based Waiver: Annual fee reversed on spending ₹15 Lakhs.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Travel Spends | 6 Travel Credits / ₹200 |
| All Other Eligible Spends | 2 Travel Credits / ₹200 |
- Travel Credits valid for 2 years.
- Convertible to air miles/hotel points across popular airlines and hotel partners.
- Exclusions: Wallet, Rent, Utility, Insurance.
Additional Benefits
Additional Benefits
- Earn 20,000 Bonus Travel Credits on annual spends of ₹12 Lakh
- Domestic Lounge: 8 visits/year (2/quarter). Additional visits on ₹1L spend milestones (max 15/year).
- International Lounge: 6 visits/year (2/quarter).
- Forex markup: 1.99%.
- Travel insurance: Flight cancellation, lost baggage, and more.
Review
Review
The best SBI Miles card variant with the lowest forex markup at 1.99% and highest Travel Credit earning. The reward rate is still modest compared to some competitors like Horizon and Travel One.
Points Transfer Calculator
Calculate how many points you'll receive when transferring from SBI Miles Elite Credit Card
Points Transfer Calculator
Calculate how many points you'll receive when transferring from SBI Miles Elite Credit Card
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