Tata Neu Infinity HDFC Bank Credit Card

Card Details

Tata Neu Infinity HDFC Bank Credit Card
Issuer
HDFC Bank
Card type
Lifestyle , Utility
Joining fee
₹1,499 + GST
Annual fee
₹1,499 + GST
Rewards currency
NeuCoins

Highlights

  • 10% NeuCoins on Tata Neu App
  • 1.5% NeuCoins on UPI Spends (RuPay variant)

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹1,499 + GST.
  • Welcome Benefit: 1,499 NeuCoins (only if fee is charged).
  • Annual Fee Waiver on spends of ₹3,00,000 in a year.

Reward earning

Spend typeEarn rate
Tata Neu App Spends10% NeuCoins (5% Card + 5% NeuPass)
Partner Tata Brands (Croma, Bigbasket, Air India, etc.)5% NeuCoins
UPI Spends1.5% NeuCoins (Capped at 500 NC/month)
Other Spends1.5% NeuCoins

Additional Benefits

  • 8 Domestic Lounge visits per year (2 per quarter).
  • 4 International Lounge visits per year (Priority Pass).
  • Lounge access is unlocked after spending ₹50,000 in a quarter

Review

Very good reward rate on Tata ecosystem like croma and Big Basket. You get 5% even on utility bills via Tata app. Check Tata Neu app and you might be eligble for Life Time Free or First Year Free card