Titan SBI Credit Card
Card Details
Card Details

- Issuer
- SBI Card
- Card type
- Shopping
- Joining fee
- ₹2,999 + GST
- Annual fee
- ₹2,999 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 7.5% Cashback on select Titan brands
- 3% value back on Tanishq
- 6 RPs/₹100 on all non-Titan spends (incl. UPI)
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹2,999 + GST.
- Annual fee reversed on spends of ₹3 Lakh.
- 12000 Reward Points worth Rs. 3000 on payment of annual fees
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, Sonata | 7.5% Cashback |
| Mia, Caratlane, Zoya | 5% Cashback |
| Tanishq | 3% Value Back (Gift Vouchers) |
| All Non-Titan Spends (incl. UPI) | 6 Reward Points / ₹100 |
- 1 Reward Point = ₹0.25.
- Milestone: ₹5,000 Titan gift voucher on ₹5L annual spend.
- Additional ₹10,000 Titan gift voucher on ₹10L annual spend.
- Exclusions: Fuel, Wallet Reloads, Rental, Utility.
Additional Benefits
Additional Benefits
- Domestic Lounge: 8 visits/year (max 2/quarter).
- International Lounge: 4 visits/year (max 2/quarter).
- 1% fuel surcharge waiver on transactions up to ₹3,000.
Review
Review
Card offers Great cashback on Titan products and Tanishq jewellery. The 6 RPs/₹100 on other spends is decent. Reward points cover joining fee as well.