TVS Credit RBL Bank Gold Credit Card

Card Details

TVS Credit RBL Bank Gold Credit Card
Issuer
RBL Bank
Card type
Shopping
Joining fee
₹1,500 + GST
Annual fee
₹1,500 + GST
Rewards currency
Reward Points

Highlights

  • 10 RP per ₹100 on International Purchases
  • 6,000 Welcome Reward Points
  • Domestic + International Lounge Access

Welcome benefits & Annual Fee

  • Joining & Annual Fee: ₹1,500 + GST
  • Welcome Bonus: 6,000 Reward Points

Reward earning structure

CategoryReward Rate
International Shopping10 RP per ₹100
Everyday Transactions2 RP per ₹100
  • 1 RP = ₹0.25 redemption value
  • No rewards on fuel, utilities, insurance, railways, education, wallets, government services, cash, EMI conversions

Milestone & Quarterly benefits

  • 6,000 Bonus RP on ₹2.5 Lakh annual spending
  • Quarterly Milestone: Spend ₹50,000 to earn ₹500 voucher (Amazon, Flipkart, Swiggy, Zomato)
  • Quarterly Milestone: Spend ₹75,000 for additional ₹500 voucher
  • Value: Up to ₹2,000 in quarterly vouchers annually

Travel & Lounge benefits

  • 1 Complimentary Domestic Airport Lounge Access Every Quarter
  • Spend ₹50,000+ quarterly to access
  • 1 Complimentary International Airport Lounge Access Per Quarter

Dining & Entertainment benefits

  • 5% Cashback on EazyDiner Dining
  • One redemption per month maximum
  • Premium restaurant listings via EazyDiner

Additional features

  • 1% Fuel Surcharge Waiver up to ₹100 on ₹400-₹5,000 transactions
  • 3.5% Foreign Currency Markup on international transactions

Review

Reward rate do not justify the fee paid.