YES Bank EMI Credit Card

Card Details

YES Bank EMI Credit Card
Issuer
YES Bank
Card type
Shopping
Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards currency
Reward Points

Highlights

  • Auto-EMI for large transactions
  • Attractive cashback rates
  • Low annual fee waiver

Welcome benefits

  • Joining Fee: ₹499 + GST.
  • Annual Fee: ₹499 + GST (Waived on spending ₹1,20,000 in the previous anniversary year).

Reward earning

CategoryCashback Rate
Selected transactions through YES Cart3%
All other retail purchases1%

Additional Benefits

  • Automatic conversion of transactions above ₹5,000 into EMIs.
  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.

Review

Stay AWAY from this card. Never take credit cards to buy stuff you cannot afford and have to convert to EMI