YES Elite+ Credit Card
Card Details
Card Details

- Issuer
- YES Bank
- Card type
- Lifestyle
- Joining fee
- ₹999 + GST
- Annual fee
- ₹999 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 12 RPs for every Rs. 200 spent online
- 6 RPs per Rs. 200 you spend offline
- Low forex markup of 2.75%
Welcome benefits
Welcome benefits
- Joining Fee: ₹999 + GST(Waived on spending ₹20,000 in 30 days fo card setup).
- Annual Fee: ₹999 + GST (Waived on spending ₹2,00,000 in the previous anniversary year).
Reward earning
Reward earning
| Category | RP per ₹200 |
|---|---|
| Online Spends | 12 RPs per ₹200 |
| Offline Spends | 6 RPs per ₹200 |
| Select Categories | 4 RPs per ₹200 |
- 1 RP = ₹0.25.
- Monthly cap of 12,000 Reward Points.
Lounge access
Lounge access
- 2 complimentary domestic lounge visits per calendar quarter(unlock on previous quarter spends).
- 3 complimentary international lounge visits per year with Priority Pass membership.
Additional Benefits
Additional Benefits
- 25% discount on movie tickets on BookMyShow, up to ₹250 per month.
- Foreign currency markup: 2.75%.
- 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
- 4 complimentary golf games and 1 golf lesson per calendar month in India.
Review
Review
The reward rate are just not good enough considering a fee of 999+GST. Lifestyle and travel benefits are not compelling.