YES Elite+ Credit Card

Card Details

YES Elite+ Credit Card
Issuer
YES Bank
Card type
Lifestyle
Joining fee
₹999 + GST
Annual fee
₹999 + GST
Rewards currency
Reward Points

Highlights

  • 12 RPs for every Rs. 200 spent online
  • 6 RPs per Rs. 200 you spend offline
  • Low forex markup of 2.75%

Welcome benefits

  • Joining Fee: ₹999 + GST(Waived on spending ₹20,000 in 30 days fo card setup).
  • Annual Fee: ₹999 + GST (Waived on spending ₹2,00,000 in the previous anniversary year).

Reward earning

CategoryRP per ₹200
Online Spends12 RPs per ₹200
Offline Spends6 RPs per ₹200
Select Categories4 RPs per ₹200
  • 1 RP = ₹0.25.
  • Monthly cap of 12,000 Reward Points.

Lounge access

  • 2 complimentary domestic lounge visits per calendar quarter(unlock on previous quarter spends).
  • 3 complimentary international lounge visits per year with Priority Pass membership.

Additional Benefits

  • 25% discount on movie tickets on BookMyShow, up to ₹250 per month.
  • Foreign currency markup: 2.75%.
  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
  • 4 complimentary golf games and 1 golf lesson per calendar month in India.

Review

The reward rate are just not good enough considering a fee of 999+GST. Lifestyle and travel benefits are not compelling.