YES First Preferred Credit Card

Card Details

YES First Preferred Credit Card
Issuer
YES Bank
Card type
Shopping
Joining fee
₹999 + GST
Annual fee
₹999 + GST
Rewards currency
Reward Points

Highlights

  • 16 reward points per Rs. 200 spent on travel and dining spends
  • Foreign markup fee of 1.75%

Welcome benefits

  • Joining Fee: ₹999 + GST.
  • Annual Fee: ₹999 + GST (Waived on spending ₹4,00,000 in the previous anniversary year).

Reward earning

CategoryRP per ₹200
Travel and Dining16 RPs per ₹200
Every other retail purchase8 RPs per ₹200
Select Categories (Utilities, Groceries, etc.)4 RPs per ₹200
  • 1 RP = ₹0.25.

Lounge access

  • 2 complimentary domestic lounge visits per calendar quarter.
  • Complimentary Priority Pass membership with 4 international lounge visits per year.

Additional Benefits

  • 25% discount on movie tickets on BookMyShow, up to ₹250 per month.
  • Foreign currency markup: 1.75%.
  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.

Review

Overall an average travel credit card. Fee is not too high but so are reward rates. Annual fee waiver could have been pegged at a lower threshold.