YES Prosperity Cashback Plus

Card Details

YES Prosperity Cashback Plus
Issuer
YES Bank
Card type
Shopping
Joining fee
₹1,499 + GST
Annual fee
₹1,499 + GST
Rewards currency
Reward Points

Highlights

  • 5% cashback on all your spending on groceries and movie ticket bookings
  • 5% cashback on utility bill payments through YES PayNow
  • Low joining fee waiver

Welcome benefits

  • Joining Fee: ₹1,499 + GST.
  • ₹250 Cashback on spending ₹2,500 within the first 30 days of card issuance.
  • Annual Fee: ₹1,499 + GST.
  • No Annual Fee Waiver

Reward earning

CategoryCashback Rate
Grocery and Movies5% Cashback
Utility bill through YES PayNow5% Cashback
All other retail spends0.75% Cashback

Additional Benefits

  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.

Review

An average cashback card. What really lacking here is spend based annual fee waiver criteria.