YES Select Credit Card

Card Details

YES Select Credit Card
Issuer
YES Bank
Card type
Shopping
Joining fee
₹599 + GST
Annual fee
₹599 + GST
Rewards currency
Reward Points

Highlights

  • Online shopping rewards
  • Domestic lounge access
  • Low forex markup of 2.75%

Welcome benefits

  • Joining Fee: ₹599 + GST (Waived on spending ₹10,000 within 30 days of card issuance).
  • Annual Fee: ₹599 + GST (Waived on spending ₹1,00,000 in the previous anniversary year).

Reward earning

CategoryRP per ₹200
Online Spends8 RPs per ₹200
Offline Spends4 RPs per ₹200
Select Categories2 RPs per ₹200
  • 1 RP = ₹0.25.
  • Capped at 5,000 Reward Points per statement cycle for online shopping.

Lounge access

  • 1 complimentary domestic lounge access per calendar quarter (Subject to quarterly spend criteria).

Additional Benefits

  • Foreign currency markup: 2.75%.
  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
  • Up to 4 complimentary green fee waivers per year and 1 golf lesson per month.

Review

An entry level card from yes bank with average reward rate. Reward redemption ration for travek is really bad. Avoid this card.